![]() Fireproof safe: You can get a fireproof safe box for under $50, but keep in mind that they come in a variety of sizes and temperature ratings. Store important documents in a container that makes the most sense for your particular risks with an eye toward preparing for the unexpected. "You want to get credit for the newest things that you have," Tamayo says. Let your insurance renewal be your cue, or set a calendar reminder - and refresh it when you've made a major purchase or renovation. "Save it on the cloud."ĭo this once a year. "Start from the front door, turn on the video camera, take a quick two-minute walk around your house," Tamayo says. Keeping a record of your things is tedious - but you probably have a smartphone with a camera. If you need to file an insurance claim, your insurer will need proof of what you owned. If you use an external drive, keep that somewhere safe as well. You can take a photo, scan a document or create a PDF of an online statement, and use a cloud service like Google Drive or Dropbox for storage. This doesn't mean you shouldn't keep the original - but if you lose the original, you may be able to get by with your digital copy. In some cases, a copy of a document will suffice in an emergency. "It's also a good idea to keep scans of your critical documents, as well as backups of all your computer files on a storage device at a separate location, or in the cloud," said Pete Duncanson, senior director of training and development at ServiceMaster Restore, a restoration service company, in an email. Copies of driver's licenses and other IDs, health insurance cards and credit cards. Financial statements (loans, credit cards, banks, retirement accounts and investment accounts), as well as income records (pay stubs and government benefits). Property insurance documents, including policy numbers and declarations pages. Estate planning documents (powers of attorney, wills, advance directives and trust agreements). ![]() Health records, health insurance information and disabilities documentation. ![]() Property documents pertaining to your home or rental properties, mortgage or lease, and vehicles. ![]()
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